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Business Finance and Loans

Do you need funds to launch an initiative, expand your company, invest in shares or cover unexpected costs?

Our professional staff will meet with you to develop an understanding of your current situation to organise business finance and loans that will ensure you have the tools to effectively achieve your goals. At GM Loan Services, we offer a range of business finance and loans with competitive rates and flexible repayment options.

We can help you fund your business growth with a loan that offers the flexibility of fixed, variable or capped interest rates.

As part of our services at GM Loans, we provide our clients with coverage for seasonal or unexpected expenses with a flexible line of credit. We also offer customers, suppliers and third parties a guaranteed payment to secure a contract or leasing agreement.

No matter what you are looking for, our dedicated team will provide you with the assistance you need to ensure you obtain your loan through a simple and stress free processes.

Long and Short Term Finance

If you’re looking for money to start, manage or grow your business, have a look at our great choice of business finance and loans. No matter what your business size, we can support your goals with quick decision-making and flexible repayment terms to suit you.

Business Mortgage Loans

  • Low cost, flexible business loan to secure against your residential property for loan amounts of $25,000 +
  • Low fixed or variable interest rates
  • Flexible repayment options

Business Loans

  • Our business finance and loans provide a capital boost with flexible repayment and interest rate options for loan amounts of $10,000 or more
  • Secured or unsecured
  • Variable or fixed interest rates
  • Business Credit Facility
  • Funding for important investment opportunities such as equipment, shares or property for $25,000 or more
  • Low variable rate of interest
  • No minimum or maximum term
  • No set repayments on your assets
  • Successfully manage your assets and home loan to achieve the best possible returns on your investment
  • Organise depreciation schedules

Low Doc Loans

GM Loan Services provide the ideal finance solutions for those who cannot provide full financials. If you are self – employment and are unable to present company and personal tax returns, a low doc (no paperwork or financial statements) commercial loan may be the perfect solution for your lending needs.

What we offer:

  • Low doc, no doc and lease doc commercial loans
  • The ability to borrow up to 70% of property value
  • Terms up to 25 years with interest only periods
  • Credit impaired options available
  • Large range of lenders to find a suitable low doc commercial loan solution

Types of Low Doc Loans

Lighter doc commercial loans

  • Requires a signed declaration from the applicant regarding personal and business income
  • Basic variable, no frills with great rates
  • May require an accountant’s letter and/or business trading statements
  • Level of documentation is determined by property location, borrow amount and credit risk

No doc commercial loans

  • Does not require a signed declaration from the applicant
  • No accountant’s letter and/or business trading statements
  • Subject to property location, borrow amount and credit risk

Lease doc commercial loans

  • Uses rental income only to service the loan
  • Tax returns for personal and business income are not required
  • Subject to property location, borrow amount and credit risk